Mallikarjuna Chevula. Understanding Tokenization in Digital Payments: Foundations, Mechanisms, and Conceptual Frameworks . Journal of Computational Analysis and Applications (JoCAAA) [Internet]. 2025 Nov. 4 [cited 2026 Aug. 11];34(10):288-301. Available from: https://www.eudoxuspress.com/index.php/pub/article/view/4006