MALLIKARJUNA CHEVULA. Understanding Tokenization in Digital Payments: Foundations, Mechanisms, and Conceptual Frameworks . Journal of Computational Analysis and Applications (JoCAAA), [S. l.], v. 34, n. 10, p. 288–301, 2025. Disponível em: https://www.eudoxuspress.com/index.php/pub/article/view/4006. Acesso em: 10 aug. 2026.