DR. ARIF ARFAT. EXPLORING OPPORTUNITIES AND CHALLENGES IN THE INDIAN RETAIL BANKING SECTOR . Journal of Computational Analysis and Applications (JoCAAA), [S. l.], v. 31, n. 4, p. 1830–1833, 2023. Disponível em: https://www.eudoxuspress.com/index.php/pub/article/view/3713. Acesso em: 11 aug. 2026.