Digital Inclusion: The Role of Mobile Fintech Applications in Expanding  Banking Services to Emerging Markets

Kaleshwar Aryasomayajula

Digital Inclusion: The Role of Mobile Fintech Applications in Expanding Banking Services to Emerging Markets

Authors

Kaleshwar Aryasomayajula

Keywords:

Digital Inclusion; Mobile Fintech; Financial Inclusion; Emerging Markets; Mobile Money; Digital Banking; Unbanked Populations; Agent Banking; Consumer Protection; Proportional Regulation

Abstract

Financial exclusion remains a persistent development challenge across emerging markets,where approximately 1.4 billion adults lack access to formal banking services despite two decades of traditional microfinance and branch expansion initiatives. Mobile financialtechnology (fintech) applications have emerged as a transformative alternative

References

Demirgüç-Kunt, A., Klapper, L., Singer, D., & Ansar, S. (2023). The Global Findex Database 2023: Financial inclusion, digital payments, and resilience in the age of AI. Washington, DC: World Bank

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Published

2023-01-20

How to Cite

Kaleshwar Aryasomayajula. (2023). Digital Inclusion: The Role of Mobile Fintech Applications in Expanding Banking Services to Emerging Markets. Journal of Computational Analysis and Applications (JoCAAA), 31(1), 1512–1522. Retrieved from https://www.eudoxuspress.com/index.php/pub/article/view/5523