Platform Architecture as a Determinant of Success in Core Banking Modernisation: A Technical Analysis

Authors

  • Shandilya Avadhanam Venkata Krishna Sastry

Keywords:

Platform Architecture, Core Banking Modernisation, Event-Driven Systems, Real-Time Processing, Integration Architecture, Digital Transformation

Abstract

Core banking modernization remains among the most demanding transformation initiatives within thefinancial services sector. Significant investment and strategic prioritization often fail to produce intendedoutcomes. The prevailing tendency to treat modernization as mere system replacement rather thancomprehensive platform transformation constitutes the primary cause of program underperformance. Tight coupling between legacy systems

References

Upendar Reddy Gade, "Core Banking System Modernization (Retail Banking)," Sarcouncil Journal of Multidisciplinary, 2025. [Online]. Available: https://sarcouncil.com/download-article/SJMD-305-2025112-121.pdf

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Published

2026-01-31

How to Cite

Shandilya Avadhanam Venkata Krishna Sastry. (2026). Platform Architecture as a Determinant of Success in Core Banking Modernisation: A Technical Analysis. Journal of Computational Analysis and Applications (JoCAAA), 35(1), 952–962. Retrieved from https://www.eudoxuspress.com/index.php/pub/article/view/4822

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Section

Articles