Platform Architecture as a Determinant of Success in Core Banking Modernisation: A Technical Analysis
Keywords:
Platform Architecture, Core Banking Modernisation, Event-Driven Systems, Real-Time Processing, Integration Architecture, Digital TransformationAbstract
Core banking modernization remains among the most demanding transformation initiatives within thefinancial services sector. Significant investment and strategic prioritization often fail to produce intendedoutcomes. The prevailing tendency to treat modernization as mere system replacement rather thancomprehensive platform transformation constitutes the primary cause of program underperformance. Tight coupling between legacy systems
References
Upendar Reddy Gade, "Core Banking System Modernization (Retail Banking)," Sarcouncil Journal of Multidisciplinary, 2025. [Online]. Available: https://sarcouncil.com/download-article/SJMD-305-2025112-121.pdf


